Is Your Business Fit for the Future? | Wed., August 31, 2016 | Holiday Inn – Clark, NJ

The Small Business Administration invites you to an exclusive Master Class that focuses on providing you with the tools that will empower your business to be one of the “survivors of the fittest”. The rules of the game of business have changed. You will have the unique opportunity to engage with experts that will navigate you through the maze of obstacles that are inevitable moving into 2017. Take advantage of this valuable Master Class that will provide you with the power to enable you to leap into your next level of success.


Wednesday, August 31, 2016  |  8:30 – 12:30pm


Holiday Inn

36 Valley Road

Clark, New Jersey 07066

Driving Directions



Featuring Keynote Speaker:

Scott N. Schober

Author, Hacked Again

President, CEO

Berkeley Varitronics Systems



Attendees can submit questions and have the opportunity to engage with experts who will provide solutions to the most common challenges businesses face today. We will also provide handouts, resources, and multiple tips on how to strategize for Fall/Winter 2016, so you can sprint into 2017.



  • Human Resources: Talent Acquisition and Retention; Legal Ramifications
  • Insurance: What do you need? Why?
  • Legal Issues: What You Need to Know to Not Get Sued
  • Financial / Accounting: What’s In or Not In Your Wallet?
  • Regulatory Compliance and Procurement: What is Your Fiduciary Liability Fitness Quotient for Your Business? Are You in the Game of Winning Contracts or Missing the Boat?
  • Business Continuity/Succession Planning: It is Not Going to Happen to Me …Until it Does.
  • Security: One Hack Could Mean the End of Your Business.


Take advantage of this opportunity to address the issues that are affecting small businesses throughout the State. Learn about best practices, new legislation, and receive valuable tips from the pros. 




Free to attend, but registration is REQUIRED.  

Space is limited.



Credit Clinic Webinar | Bank of America’s Business Builder Series | June 2016


Are you interested in enhancing your personal & business financials?

How bankable are you?


Wednesday, June 15, 2016 | 6 – 8pm

Online Webinar


In today’s climate, it is vital for you to know how credit issues impact your business and your life!


Join us for this incredibly informational webinar as we help you understand:

  • Your credit situation/status based on your credit report;
  • How credit scores are calculated;
  • Which factors impact your credit scores and how to make them work for you;
  • How financial statements and tax returns impact or enhance a credit rating;
  • How investors, lenders and creditors use credit bureau reports to assess your business’ capacity.


No Cost to Join BUT Registration Is Required



Understand Your Credit Profile!!!



Follow-up sessions are required for this program.



Registration Ends: Tuesday, 6/15/16 @ 2pm


Tri-Region Meet the Lenders | NJSBDC @ Brookdale Community College | Lincroft, NJ


Join America’s SBDC New Jersey, SBA, SCORE and multiple lenders on




Wednesday, June 8th, 2016  9:00AM to 1:00PM

Brookdale Community College in Lincroft, NJ




for the


Tri-Region Meet The Lenders Event




SBA and non-SBA Lenders will offer presentations on loan programs  and services as well as availability after the presentations to meet  one-on-one with business owners for a brief preliminary review of their financing needs.










Come and find out first-hand:

  • What lenders look for in a winning loan proposal

  • How to increase your chances of getting a loan

  • How to get through the loan application process


Learn about:

  • 7(a) Loan Guarantee Program and other

  • SBA Guarantee loans

  • MicroLoan Program

  • 504 Fixed Asset Loan Program

  • SBAExpress



Meet The Lenders (4)

SBA Disaster Loan Deadline is April 22 for New Jersey Severe Winter Snow Storm




Loans for Businesses of All Sizes, Homeowners and Renters

SBA Disaster Assistance – Field Operations Center- East – 101 Marietta Street, NW, Suite 700, Atlanta, GA 30303


Release Date:  Mar. 22, 2016

Release Number: 16-261 NJ 14639/14640

Contact:  Michael Lampton

Phone:  (404) 331-0333



SBA Disaster Loan Deadline is April 22 for New Jersey Severe Winter Snow Storm


ATLANTA – The U.S. Small Business Administration reminds businesses of all sizes, private nonprofit organizations, homeowners, and renters in New Jersey of the deadline to submit disaster loan applications for damages caused by the severe winter snow storm on Jan. 22-24.   The deadline to submit applications for physical damage is April 22, 2016.


Low-interest disaster loans are available in Atlantic County and the adjacent counties of Burlington, Camden, Cape May, Cumberland, Gloucester and Ocean in New Jersey.


Businesses of any size and nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

For small businesses, small agricultural cooperatives, small aquaculture businesses and private,
nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any physical property damage.


Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate.  Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property.

Interest rates are as low as 4 percent for businesses, 2.625 percent for nonprofit organizations, and 1.813 percent for homeowners and renters with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.


Applicants may be eligible for a loan increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may now include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster.


Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at


Disaster loan information and applications may also be obtained by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing Loan applications can also be downloaded at Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.


The filing deadline to return applications for physical property damage is April 22, 2016.  The deadline to return economic injury applications is Nov. 22, 2016.




For more information about the SBA’s Disaster Loan Program, visit our website at


Art Goetz

FEMA Region 2 External Affairs

Sandy Branch

Cell  609.508.2945

Request Consulting from NJSBDC!