PRESS RELEASE: Women Warriors In Business Symposium to Enhance Women’s Impact on Leadership in Business and Career

Women Warriors in Business Symposium Slated for May 11





Program to Enhance Women’s Impact on Leadership in Business and Career

April 27, 2017 (NEWARK, NJ) America’s SBDC New Jersey invites women veterans and entrepreneurs to attend Women Warriors in Business, a high-impact women entrepreneur and leadership symposium and luncheon on Thursday, May 11, 2017 at 8:00 am until 2:00 pm, taking place at Rutgers Business School located at 1 Washington Park in Newark, NJ.

“The goal of Women Warriors in Business is to facilitate a real dialogue about topics that are important to women entrepreneurs and leaders” said NJSBDC Chief Executive Officer and State Director Brenda B. Hopper. The program will help women explore leadership challenges and opportunities, identify competitive advantages, help with personal and organizational branding, access lenders for financing, and utilize procurement certifications that are necessary when it comes to competing for public/private contracts.

NJSBDC - Women Warriors in Business (5.11.17)Focusing on empowerment, “Women Warriors in Business” will give women entrepreneurs and leaders candid insights from experts.  Three panels will focus on the following: ‘Being an Entrepreneur in Business and Career’; ‘Integrated Marketing in a Digital World’; and ‘The Real Deal in Winning Public and Private Contracts.’  The panels are comprised of accomplished entrepreneurs such as Cheryl McCants of Impact Consulting Enterprises; Michele Litzky of Litzky Public Relations; and Andaiye Taylor of Panelists also include business leaders and experts including Maureen Fairfax, Vice President, Strategic Sourcing at Prudential Financial; Dr. Tendai Ndoro, Regional Director of the NJSBDC at Rutgers University – Newark; Beverly Winkler, Director of Organizational Engagement, Learning & Development at PSEG; Dawn Fitch-Mitchel, Director of Diversity for DDB Worldwide; Stacy Smollin Schwartz, Rutgers University, Marketing Professor; Donald Newman, Director of Small Business Advocacy, Business Action Center, NJ Department of State.

“We’re excited to partner with The American Legion and provide guidance to our women veteran entrepreneurs.” added Hopper. “These outstanding women have many options available to them and we want to make sure they know the strength of entrepreneurship, while understanding that our network of business services and resources are here for them as well.” 

According to U.S. Census Bureau data, New Jersey based women-owned firms make up nearly 32 percent of all businesses, generating $49.5 billion in receipts.  Nationally, a 2012 study from the National Women’s Business Council reported that over 9.8 million women have businesses that generated $1.4 trillion in receipts.  Of that figure, approximately 383,000 veteran women-owned businesses – which are one of the fastest growing segments of the veteran population – generated $17.9 billion in receipts. 

“Though the numbers appear encouraging, women business owners still face significant growth challenges, as many cite issues including access to capital, education and resources being contributing factors to business development,” said Hopper. “Women Warriors in Business” aims to address key issues facing women entrepreneurs and leaders while providing encouragement, support and access to the resources needed to fuel growth.”  

The keynote speaker for Women Warriors in Business” is Stephanie D. Burroughs, of StephanieSpeaking, LLC, who is also a senior procurement consultant for NJSBDC Headquarters.   An expert in diversity contracting, Stephanie will discuss having and succeeding in business within today’s global marketplace.

Primary sponsors of Women Warriors in Business” include M&T Bank and Prudential Financial.  Partners include the U.S. Small Business Administration, The American Legion and The State of New Jersey’s Business Action Center, a key funding partner of the NJSBDC network.

There is a general attendance fee of $25.  However, free attendance is provided for military members, veterans and military dependents.

Seating for “Women Warriors in Business” is limited and spots are filling fast. To register, visit or


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#SBDC Day | Wednesday, March 22, 2017



What is SBDC Day?

SBDC Day is a national, collective proclamation of the success and impact America’s Small Business Development Centers (SBDCs) have across the nation in economic development and the small businesses community.




The first America’s SBDC Day will take place on

Wednesday, March 22, 2017.



SBDC Day will unite the nearly 1,000 SBDC centers across the country and the hundreds of thousands of clients they serve by sharing, in real time, the success stories and notable impacts SBDCs collectively have on the small business community at large. This special day will be celebrated with social media campaigns, public relations initiatives, online and in-person events and more.



Below is a listing of the offerings of America’s SBDC New Jersey (NJSBDC) for SBDCDay on March 22, 2017.




-At the NJSBDC at Brookdale Community College (Monmouth & Ocean counties), three business clients of the regional center will join the Center for a live chat on Facebook.



-The NJSBDC of Northwest Jersey (Morris, Sussex & Warren Counties) will conduct pro bono webinars on issues like e-mail marketing for promoting sales and how to effectively execute project management across all phases to drive success. There are other topics being taught on that day, also (see below)*.



-The NJSBDC at Ramapo College of New Jersey (Bergen County) will host a special session concerning SBDC services for the College’s graduate and undergraduate students who are interested in pursuing entrepreneurship as a career path. The regional SBDC is engaging students as future entrepreneurs and small business owners and providing them with opportunities for internships and experiential learning on SBDC business client cases.



-The NJSBDC at Rutgers-Camden (Burlington, Camden, Gloucester & Salem Counties) will release and share taped events concerning how to land government procurement opportunities for increased sales as well as the do’s and don’ts of winning financing via its successful “Meet the Lenders” series. The regional center is also featuring up to three successful small business clients on Facebook and LinkedIn to share their experiences about SBDC learning opportunities.



-The NJSBDC at Rutgers-New Brunswick (Middlesex County) will hold an Open House and sponsor a workshop session concerning an “Introduction to Entrepreneurship” from 3:00 pm to 6:00 pm, providing tips and advice on succeeding as an entrepreneur.



-The NJSBDC at Stockton University (Atlantic, Cape May & Cumberland Counties) will have a live chat with one of the Center’s successful clients, posting questions on the SBDC’s Facebook page and soliciting client responses.



-The NJSBDC at The College of New Jersey (Mercer County) is filming its “Walking Tour” (live) as Center business advisors/consultants meet with local businesses to discuss their success; in addition, other engagements will be shared in Spanish.



-The NJSBDC at William Paterson University (Passaic County) will hold an “Open House” at its regional office. Two consultants will be providing advice for those business owners attending. One of the consultants is bilingual. Two to three SBDC success award clients will also mingle with the group of attendees. Local legislators are invited to attend.



* Webinars are being provided on a pro bono basis that are knowledge-packed sessions for small business owners and will run from 9:00 am through 4:45 pm on #SBDC Day.

They Include:

  • Successful strategies for “lean” management in order to be competitive;
  • Accessing “free” Library resources for small businesses, including market research tools;
  • Success score diagnostics;
  • 2017 marketing strategies, including effective tools, real-time marketing, advanced targeting and local considerations;
  • Understanding the loan process to maximize your chances of approval;
  • Reviewing whether your business financials are loan-ready and the types of loans available; and
  • Learn about developing your website and illustrating how you can get it launched promptly with a special tool.

2016 SBA New Jersey Lender Awards | Thursday., January 26, 2017 @ 11:30am

The SBA New Jersey District Office

requests the pleasure of your company as we

honor the achievements of our lending partners at the





Thursday, January 26, 2017  |  11:30 AM to 1:30 PM

(Doors Open at 11:00 AM)

Cost: $35 per person

(Reserved Tables Available)


FORSGATE COUNTRY CLUB - 600x600_1298321661775-front

Forsgate Country Club

375 Forsgate Drive

Monroe Township, New Jersey 08831



Click Here to Register or copy the below link into your Internet Browser:

Sponsored By:





8 Small Business Tax Preparation Mistakes to Avoid

By Caron_Beesley, SBA Contributor

Tax time brings with it a sense of urgency and pressure, and mistakes inevitably follow. Tax deductions go unclaimed, paper trails go awry and costly surprises can result.

Here are eight of the most common tax preparation mistakes that small businesses make, plus some tips for mitigating them.


Start a business last year? Write off the expenses

New business owners can write off the expense they incurred before technically opening their doors for business. Don’t overlook this important deduction. Read more in How to Write Off the Expense of Starting your Business.


Car deductions

A lot of confusion exists about what constitutes a legitimate business driving deduction. SBA guest blogger Barbara Weltman clears the air in her blog “Driving for Business.” What is business driving? “When you travel from your office to see a customer or vendor, this constitutes business driving. Whether travel from your home to another location is a business trip depends. If you commute from home to your office (and back), this is a nondeductible personal expense. If, however, you work from a home office for which you claim a tax deduction, then travel from home to any business location (and back) is treated as deductible business driving.”

The mileage deduction for tax year 2014 is 56 cents per mile.

Another big mistake that business owners make is to limit their deductions to mileage. If you can prove that they are business expenses, you can also deduct other costs including gas and oil, tires, insurance, lease payments, tolls and parking fees. Read more.


Don’t forget the small stuff

Petty cash purchases, magazine subscriptions, educational classes and more. These “small” expenses can add up quickly. Make sure you track all your expenses and check with your tax advisor about what you can and can’t deduct.


Don’t exaggerate your deductions

Your accountant can ensure you don’t overdo or exaggerate your deductions – something that can raise the possibility of an IRS audit. For example, many small business owners mistakenly assume that they can deduct 100% of meal costs while traveling or client gifts. They are actually only partly deductible.

Likewise, if your expenses are a lot higher this year than last or not considered typical for your industry or business type, the IRS may get inquisitive.


It’s not all about the IRS

The IRS is only one piece of the tax pie; don’t forget about your other tax obligations – property, payroll, local taxes, excise tax, self-employment taxes, etc. These can all come back to bite you if you aren’t compliant in a timely manner.


Separate personal and business

Intermingling your personal and business bank accounts is a big cause of confusion around tax time, making it hard to track income and expenses. Furthermore, if you operate a home business, make sure you keep that space distinct and separate from the rest of the home so that you can correctly claim the home office deduction.


Avoid payroll mistakes

Payroll tax compliance is something that many small business owners struggle with. The financial consequences of getting it wrong aren’t pleasant either. Statistics show that approximately 40 percent of small businesses incur an average of $845 per year in IRS penalties. To make sure that your payroll taxes are deposited correctly, outsource your payroll function to a payroll company. The benefits often far outweigh the fees. Read more about the five payroll tax mistakes to avoid from Barbara Weltman.


Keep your records up-to-date

This is a common problem for small businesses and often leads to missed opportunities for reducing your taxable income for the year. Make sure your expenses are reconciled, tracked and supported with receipts (the IRS requires it). Spend time each week to review your accounts – receivable, payable, credit card transactions, cash flow, etc. if your business is growing, consider accounting software (which synchronizes all your financial transactions and activities in one centralized dashboard) or retain the services of an accountant.


Article Originally Published on at:




About the Author:


Caron Beesley is a small business owner, a writer, and marketing communications consultant. Caron works with the team to promote essential government resources that help entrepreneurs and small business owners start-up, grow and succeed. Follow Caron on Twitter: @caronbeesley

SBA Disaster Loan Deadline is April 22 for New Jersey Severe Winter Snow Storm




Loans for Businesses of All Sizes, Homeowners and Renters

SBA Disaster Assistance – Field Operations Center- East – 101 Marietta Street, NW, Suite 700, Atlanta, GA 30303


Release Date:  Mar. 22, 2016

Release Number: 16-261 NJ 14639/14640

Contact:  Michael Lampton

Phone:  (404) 331-0333



SBA Disaster Loan Deadline is April 22 for New Jersey Severe Winter Snow Storm


ATLANTA – The U.S. Small Business Administration reminds businesses of all sizes, private nonprofit organizations, homeowners, and renters in New Jersey of the deadline to submit disaster loan applications for damages caused by the severe winter snow storm on Jan. 22-24.   The deadline to submit applications for physical damage is April 22, 2016.


Low-interest disaster loans are available in Atlantic County and the adjacent counties of Burlington, Camden, Cape May, Cumberland, Gloucester and Ocean in New Jersey.


Businesses of any size and nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

For small businesses, small agricultural cooperatives, small aquaculture businesses and private,
nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any physical property damage.


Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate.  Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property.

Interest rates are as low as 4 percent for businesses, 2.625 percent for nonprofit organizations, and 1.813 percent for homeowners and renters with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.


Applicants may be eligible for a loan increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may now include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster.


Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at


Disaster loan information and applications may also be obtained by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing Loan applications can also be downloaded at Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.


The filing deadline to return applications for physical property damage is April 22, 2016.  The deadline to return economic injury applications is Nov. 22, 2016.




For more information about the SBA’s Disaster Loan Program, visit our website at


Art Goetz

FEMA Region 2 External Affairs

Sandy Branch

Cell  609.508.2945

Business Continuity Resources

In light of recent concerns of an increasingly strong weather pattern, we want to make sure you and your business is ready for any type of disruption.

Below are some resources to help you plan and be prepared for anything.


New Jersey County Office of Emergency Management Coordinators

County Access and Functional Needs Liaisons (more info here):






SBA: Disaster Cleanup

FEMA: Disaster Assistance

IRS: Disaster Assistance and Emergency Relief for Individuals and Businesses






Basic Emergency Preparedness

Winter Weather Preparedness

Flood Preparedness

Safe Generator Use

Electrical Safety Precautions



NJSBDC - Be Prepared Infograph

Download the NJSBDC – Be Prepared Quick Tips Infograph



Request Consulting from NJSBDC!